First Horizon Reports Q2 EPS of $0.45

Regional banking giant First Horizon (NYSE:FHN) posted its second-quarter 2025 earnings on Wednesday, July 16, 2025, reporting adjusted EPS of $0.45, loan and deposit growth of 2% quarter over quarter, and a charge-off ratio of 22 basis points. Key discussions during the earnings conference call that followed the release included granular NII drivers, evolving capital deployment flexibility, and operational leverage supported by targeted technology investment. Management also provided updated full-year guidance for flat to up 2% expenses and an unchanged revenue outlook for 2025.The quarter’s CET1 (Common Equity Tier 1) capital ratio was maintained in line with the near-term target of 11%, with $9 million in share repurchases executed early in the quarter and a remaining share repurchase authorization of just over half of the $1 billion program after $9 million was used, creating room for opportunistic allocation as business conditions evolve. Regulatory developments around capital relief for mid-tier banks and anticipated balance sheet growth were cited as influencing factors in capital deployment decisions.Ample capital headroom supports ongoing organic growth and opportunistic buybacks.Continue readingWeiter zum vollständigen Artikel bei MotleyFool Weiter zum vollständigen Artikel bei MotleyFool