When It Is Recommended for Drivers to File for an Auto Insurance Claim
LOS ANGELES, Feb. 12, 2019 /PRNewswire-PRWeb/ -- Carinsuranceplan.org has launched a new blog post that explains when drivers are recommended to file a car insurance claim.
If the policyholder's vehicle gets involved in an accident or other events that cause damage, he is recommended to immediately contact his insurance company and report the situation. Making a claim is policyholder's decision. Recent studies show that many drivers prefer to handle minor accidents on their own and not make a claim. The insurance company should always be informed on the situation, no matter if the policyholder decides to make a claim or not.
- Drivers should always file for an auto insurance claim when they are involved in accidents where their cars suffered heavy damage. Even if the policyholder is the one who caused the accident, he still needs the insurer's help to settle the claim. Policyholders that decide to not involve their insurer's help when dealing with major accidents claims, can risk getting sued by the other party, and thus penalized with large amounts of money. Besides that, the insurance company will be notified and the policyholder can get his premiums increased or he can even be dropped by the insurer.
- Policyholders should always make a claim when their car gets stolen. If they happen to have comprehensive coverage, policyholders will be reimbursed for their vehicle's current market value. More importantly, the insurance company will be notified about the theft. By doing so, the insurance company will know they don't have to pay for claims if the thief commits accidents with the stolen vehicle.
- Minor accidents, like bumps and rear collisions, should be notified to the insurer. Even though it may not look that bad, the caused damaged can cost even thousands of dollars. That's why drivers should notify their insurers in a reasonable amount of time.
For additional info, money-saving tips and free car insurance quotes, visit https://carinsuranceplan.org/
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